Europe’s digital euro: what it is and how it would work

Talks between the European Parliament, European governments and the European Commission on rules for a digital euro begun on Monday, three years after the legislation was first proposed.

The negotiations aim to produce a final law by the end of the ​year, paving the way for the European Central Bank to formally approve a digital euro on January 1, 2027 — ‌25 years after euro notes and coins entered circulation....